After the application of a home loan, you will receive two documents, a loan estimate, and closing disclosure. On the surface, these documents are identical but they both serve slightly different purposes. Up Next: Expenses To Expect In The First Year Of Homeownership Here is what you need to know about the differences between these […]
Why You Should Choose a Local Company to do Your Home Loan, St. Louis
When selecting a company to do your home loan, St. Louis residents have been moving towards a local service for their mortgage needs. There are many advantages on picking a local company to handle your home loan. St. Louis residents want their loan to be in the hands of someone who understands the local marketplace and is accessible to meet face to face. With a hometown lender you can build a trusting relationship with the borrower and its family.
The loan process can be overwhelming at times and sometimes even a little frustrating. Local companies that provide full in-house service are rare to find. Borrowers can put their mind at ease knowing that the processors, underwriters, and closers are available for their every need. If you are someone who is doing a loan for the first time or refinancing, you might want to consider a Cornerstone home loan. St. Louis natives gravitate to a company that is relatable and have that “next door neighbor” attitude. For instance, a common question St. Louisans ask is what high school did you go to? This question can create a communal connection with borrowers and their lenders.
Call a Cornerstone professional from one of our six convenient office locations to find the best deal for your home loan. St. Louis residents, this is your chance to have a local shopper who can deliver you fast results and a smooth loan process.