Buying a home is the best move you can make.

Getting a SmartMortgage is the second best move.

At Smart Mortgage, we are home purchase loan experts and in our experience, choosing the right lender up front is absolutely critical. Where most lenders offer only rates and fees, we offer expert advice that will give you confidence before, during, and after your purchase process.

We Keep Happy Customers

97%

Customer Satisfaction Rate

Find Your Best Purchasing Option

Our loan officers create a comprehensive purchase loan consultation for your approval. With your budget and down payment plan in mind, we ensure your new home you is within your financial comfort zone by showing you the best options available.

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Close Your Loan On Time

We take your contract deadlines seriously. If we fail to close your loan on time we will cover all inspection, survey and appraisal costs. To date, we have never been late!

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Stay Informed on the Status of Your Loan

We communicate—a lot. We know some of our competitors get lousy communication marks from their clients for not keeping them informed and up-to-date. In addition to your Weekly Progress Report, we keep you in the loop by phone and email at every step of the way.

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For low rates and expert advice

Call Toll Free: (855) 997-7231

Choose a Plan

Fixed Rate Loans

To reduce your rate, look at shorter term fixed rate loans. A 15-year fixed rate loan has a lower rate than the 30-year by about .75% or more. In addition, any PMI payments cost much less on the 15 year program.

Fixed Rate Mortgage Program Options

Terms Loan Rate
30- Year Fixed 3.875%
20- Year Fixed 3.625%

Trusted by These Amazing Clients

“I had a great experience with Mark. I appreciated the focused personal attention he provided in helping me through my first ever mortgage application. He was patient with my questions and allowed me my time. Besides providing me a competitive rate, it was the ability to explain everything in a easy manner that made a big difference to me. He closed everything by timelines he had provided and my closing costs were significantly lower than estimated.”

- Miranda

“Spoke with Mark Anderson at SmartMortgage.com today about possibly getting an FHA mortgage in the future. He knew I wasn't in the position to buy currently but took the time to answer all of my questions and offer guidance. It's nice to know that there are people/companies out there that still believe in customer service. When it's time for me to purchase, I will be contacting Mark for assistance.”

- Michael

Get Preapproved Now!

For low rates and expert advice call us now at (855) 997-7231 or apply online. Absolutely no obligation.