Start your SMARTMORTGAGE.COM Loan Application

Completing this quick, 10 minute application comes with no cost or obligation.

By submitting this application, you are providing the basic information your loan officer will need to fully evaluate your options and/or lock your interest rate as quickly as possible.

At the end of the application, please indicate in the comments section how and when you would like your loan officer to follow up. Some of our clients prefer to work entirely online, while others prefer to discuss their options over the phone. If you run into any mandatory fields you do not know the exact answers for, please give us your best guess.


Take 10 quick minutes to

Complete Our Application

If you found us from an online quote, please note the following:

1. Depending on the site where you found us, Lending Tree, Zillow, etc. you may have entered various details about your desired loan option. As long as what you entered was fully accurate, we can guarantee the accuracy and validity of the quote.

2. We are big on working with people the way they want to work, but our default is to try to reach you by phone. If you prefer to work entirely online, please respond to the introductory email you received from us with your communication preferences. If you would like to discuss by phone, please respond to the email and let us know a good time to reach you.

3. Fees matter. Please be mindful of making an ‘apples to apples’ comparison with other lenders. Many of our competitors offer a lower ‘teaser’ rate without adequately disclosing the lender specific fees they are charging. When in doubt, we can help you make a fair comparison between our figures and anyone else’s. Please don’t lock in elsewhere until you can see what we can do. We think you’ll be impressed by our offer.

Get Preapproved Now!

For low rates and expert advice call us now at (855) 997-7231 or apply online. Absolutely no obligation.