Whether you are looking to refinance or purchase a home, you might want to shop for a St. Louis lender on Bankrate. As a smart consumer, you want to find a St. Louis lender on Bankrate that meets your financial needs. The very first thing you want to do is go on and select a loan amount and mortgage product. This will take you to the page that will display current mortgage rates. If you are a local resident, it may be a good idea to check out a St. Louis lender on Bankrate.

One example of a St. Louis lender on Bankrate is Cornerstone Mortgage. When you click on the “next” button it will take you to our company landing page. You can start the refinance or purchase process by filling out a quick application. This is a shortened version of an online loan application. This will allow the mortgage professional to get some basic information to help find the best options for you. Once you have submitted your application, a Cornerstone professional will contact you within 24 hours.

Our mortgage counselor will discuss your financial situation more in depth and help you choose the right home loan for you.  Since buying a home is one of the biggest purchases you will ever make, it is important to think about what you can afford in the future. It is also crucial to choose a lender that will teach you everything you need to know about getting a mortgage. If you decide to have children in the near future, you may want to pick a shorter- term mortgage. This will allow you to pay your house in full before you start making tuition payments. You may also want to consider a shorter-term loan so that you are able to retire mortgage-free. If you want low monthly payments, you might want to choose a longer-term mortgage, while having the option to refinance later on.

The loan process can be stressful if you don’t choose the right lender. Cornerstone professionals want to guide the consumer to make the very best decision for their overall financial plan. You can visit our website and check out our online resources such as our mortgage calculators, glossary of terms, and our blog. Cornerstone is a locally owned and operated company since 1995, and has an A+ rating with the Better Business Bureau.

The above information is for educational purposes only. All information, loan programs and interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.