The journey of buying a home can have a lot of twists and turns, from finding the best location to saving up to cover associated costs like down payments. The last thing you want to worry about is if you can trust your homebuying team.

That is why the Real Estate Settlement Act (RESPA) was passed in 1974. This act prohibits transactional benefits between real estate agents and loan officers like unearned fees and kickbacks to protect the customer’s best interest.

SmartMortgageAt SmartMortgage, we take your safety and financial wellbeing seriously. We work hard to ensure our customers get the best service and peace of mind.

Trust your homebuying team

When you choose SmartMortgage, you can rest assured that we’ll give you straightforward referrals. We don’t incentivize real estate agents for referring you to us either. While we can provide agent recommendations based on our years of experience, ultimately, the choice is up to you.

You have your choice of agent

We believe that you know your needs best. Different agents often have different specialties depending on where you plan to purchase and what type of loan you qualify for. For example, if you plan on purchasing a home in a rural area, find an agent that specializes in rural properties.

Take the time to choose the right agent for you and your needs. Always get referrals, read reviews, double-check their credentials, and always ask questions. The right agent and agent for you will listen to your questions and concerns and work to find you the loan and the home that meets your needs and wants.

Call now to speak with one of our experienced loan officers

and get approved for a mortgage today!

The above information is for educational purposes only. All information, loan programs and interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.