The journey of buying a home can have a lot of twists and turns, from finding the best location to saving up to cover associated costs like down payments. The last thing you want to worry about is if you can trust your homebuying team.
That is why the Real Estate Settlement Act (RESPA) was passed in 1974. This act prohibits transactional benefits between real estate agents and loan officers like unearned fees and kickbacks to protect the customer’s best interest.
At SmartMortgage, we take your safety and financial wellbeing seriously. We work hard to ensure our customers get the best service and peace of mind.
When you choose SmartMortgage, you can rest assured that we’ll give you straightforward referrals. We don’t incentivize real estate agents for referring you to us either. While we can provide agent recommendations based on our years of experience, ultimately, the choice is up to you.
We believe that you know your needs best. Different agents often have different specialties depending on where you plan to purchase and what type of loan you qualify for. For example, if you plan on purchasing a home in a rural area, find an agent that specializes in rural properties.
Take the time to choose the right agent for you and your needs. Always get referrals, read reviews, double-check their credentials, and always ask questions. The right agent and agent for you will listen to your questions and concerns and work to find you the loan and the home that meets your needs and wants.
Short-term real estate rentals have gained popularity in recent years and seem likely to maintain their appeal. Many travelers and tourists now seek out these properties as a cost-effective and interesting way to secure accommodations for a few days or weeks. Owning a short-term rental property as an investment is in many ways similar to […]
Putting a home into a trust may seem like an option reserved for older homeowners who have paid off their mortgage and have accumulated an estate, including assets such as a home, motor vehicles, various investments, boats, rental properties, furniture and even a vacation home. However, having a home that’s owned outright is not necessary […]
The start of a new year is often seen as the time to make major changes in life. While many people resolve to start hitting the gym, losing weight, reading more, or making a career change, others may decide to buy a new home in the coming months. That’s a great goal, one that can […]
