Closing your Kansas City home loan is the last step in the process, which can be both exciting and intimidating. The last thing you want is one problem to destroy all of your hard work and future plans. Therefore, doing some prep work before closing and being thorough during the process will help ensure your loan closes smoothly.
You never know when you’ll have to refer to a past document during the closing process. It is always a good idea to have the following paperwork on hand for your Kansas City home loan:
Imagine you have closed your home loan in Kansas City only to find that your property has not been left in the condition outlined in your contract. Prevent this from happening by requesting a walk-through of the home twenty-four hours prior to closing. Many home sale contracts allow you to do this because it ensures:
The home buying process can be long and sometimes tedious, so some people feel the urge to skim the documents they receive at closing. Don’t fall into this trap. Make sure that all the documents you sign are accurate and understood by all parties. A good Kansas City mortgage company will want you to understand every document you sign. Therefore, never be afraid to ask your loan officer for additional information if something is unclear.
This tip may seem like common sense, but it happens more often than you would like to think. Some people can be so excited about owning a new home that they rush through the closing process and make mistakes. Any blank lines or spaces should be filled before you sign with the specific information required.
You should sign and have copies of all of the following:
Once you sign these documents, congratulations! You are legally allowed to move into your new home.
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