holiday bills

Refinancing Your Mortgage To Help With Holiday Bills: A Good Idea?

The holidays are a stressful enough time with family obligations, parties, purchasing the right gifts for loved ones, and balancing your finances. After big sales holidays like Black Friday and Cyber Monday you may be anxiously checking your bank account and scrambling to pay both holiday bills and monthly commitments such as your mortgage. Up Next: Why Refinance Your Home? You may have heard advice on the radio or from friends and family about refinancing your mortgage and using that ...
Top 10 Mortgage Mistakes To Avoid

Top 10 Mortgage Mistakes To Avoid

Buying a home and getting a mortgage is a long, complicated process that requires times and patience to complete. You will want to consult with professionals throughout the process to make it as straightforward as possible. Up Next: Can Creditors Come After You For Your Spouse’s Debt? Whether this is your first time buying a home or your second, here are the top 10 mortgage mistakes to avoid: ...
What Is Home Equity & Why Do I Need It?

What Is Home Equity & Why Do I Need It?

Homeowners hear this line a lot: “You need to build up your home’s equity!” But what is home equity and why is it so important? Up Next: How To Know If You Qualify For A Mortgage Here is what you need to know about home equity and why it is such an important part of being a homeowner ...
How To Know If You Qualify For A Mortgage

How To Know If You Qualify For A Mortgage

Congratulations! You have just taken a step into a new world with the decision to purchase a home. Before you can get a mortgage, you must be able to qualify for one. Lenders take into consideration many different factors when evaluating applicants like you. Up Next: What Kind Of Mortgage Is Right For You? To know if you may qualify for a mortgage, consider these factors: ...
Should I Lock Or Float My Mortgage Rate?

Should I Lock Or Float My Mortgage Rate?

Shopping for the right mortgage rate is a big part of getting a mortgage that works with you and your budget. Mortgage rates are always fluctuating and will determine how much you will pay on your mortgage each month. Up Next: Can You Outsmart PMI On Your Mortgage When you meet with a lender you may have the option to lock or float your mortgage rate so you can settle on the right rate for you ...
Can You Outsmart PMI On Your Mortgage?

Can You Outsmart PMI On Your Mortgage?

Private mortgage insurance (PMI) can be an expensive requirement for your home loan, as it adds more to your monthly payment costs. This is a safeguard that your lender will take out to cover a portion of the amount you borrowed in case you default. Up Next: P.I.T.I.: Understanding The Parts Of Your Mortgage Payment Here are several tips to avoid PMI when getting a mortgage for your home: ...
Community Property Laws & Your Home Loans

Community Property Laws & Your Home Loans

Purchasing a home with your spouse is an exciting time where you can begin to have a place to call your own, decorate as you please, and raise a family. When taking out a home loan with your spouse you should know what you are responsible and what the laws in your state say regarding property acquired during marriage. Up Next: How To Spot Scams When Buying A Home ...
What Lenders Need To Know About Construction Loans

What Lenders Need To Know About Construction Loans

As a mortgage loan officer you will come across a wide variety of situations that borrowers find themselves in when looking for a new home. Clients who want to build their own home will have a unique set of challenges facing them and you will have to guide them. Up Next: How To Become A Real Estate Agent Here is what you need to know about construction loans and how they affect your clients ...
4 Tips For Staging Your Home

4 Tips For Staging Your Home

First impressions are everything—especially when it comes to home viewings. You want your home to look its best for buyers who come in for a showing. Homes that are clean and well maintained are more likely to attract buyers than homes that have been neglected. Up Next: Selling Your Home? Consider The Fall Off-Season Follow these 4 tips for staging your home and make the most out of your house showings: ...
home renovation loan

The Home I Love Needs An Update! Will A Renovation Loan Help?

You’ve found the perfect home in the perfect location, but the home is in need of some repairs. You’re a homeowner who has lived in your current home for several years now and the outdated cabinets and floors are in serious need of a modern update. Up Next: What Is A Construction Loan? Instead of wondering how you are going to pay for these updates, consider taking out a renovation loan. These loans are designed to help you fund your ...
Loading...

The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Get Preapproved Now!

For low rates and expert advice call us now at (855) 997-7231 or apply online. Absolutely no obligation.