Guild Mortgage partnership

4 Essential marketing automation tools for agents

Marketing automation helps real estate agents keep in touch with their clients while providing the reporting needed for real estate professionals to grow their brand. The following are a few marketing automation tools that Smartmortgage/Guild uses to improve our client experience. Homebot Homebot is a tool that Guild provides free for everyone who closes a loan with us. It gives homeowners insight into their home equity and options on what they can do with it. Each homeowner receives a monthly ...
keep yourself safe online

Keep yourself and your information safe: Protect yourself from online scams

With more and more banking and home buying happening online, you must know how to protect yourself and your personal information. Online scams and fraud  take advantage of someone to steal their money or identity through the use of bogus websites, links, and emails, among other methods. Millions of dollars are lost each year to these crimes and can affect any one of any age. To keep yourself and your information safe online, follow these four tips: (more…) ...
rising mortgage rates

Mortgage rates are on the rise. What does it mean for homebuyers?

Mortgage rates, or the rate of interest charged on a mortgage, are primary considerations for homebuyers looking to finance a home. A variety of factors determines this rate: Economic conditions The housing market Down payment Credit score Debt-to-income ratio (more…) ...
manufactured homes

Differences in manufactured homes and how to finance them

You may have heard of different terms to refer to homes that are not traditionally built on-site, like ‘modular’ or ‘manufactured’ homes. These homes are a good option for homeowners looking for an affordable, environmentally-friendly, and quickly-built option. (more…) ...
homeowner bridge loan

What are bridge loans and how can they help you buy your next home?

Many homeowners who are moving into a new home rely on the money they get from their current home to pay their down payment on the next one. When the buyer lacks the funds to finance the purchase of a new property without the prior sale of the first, their lender may recommend a bridge loan. Also known as gap financing or interim financing, bridge loans are short-term loans used when financing is needed but not yet available. In short, ...
buying second home

4 things to consider before purchasing a second home

Second homes appeal to homeowners for many reasons. Some want to diversify their assets, others are looking to provide a place for adult children to stay, and some want be closer to their favorite vacation spot. Before you purchase a second home, ask yourself why you want a second home. Do you want to prepare for retirement in a community you love? Do you want a place your family can stay in a beloved vacation spot? Do you want to ...
short sale v foreclosure sale

3 things to look out for when purchasing a property

In real estate, there are many different types of buyers, from investors, flippers and occupants. For those buyers looking for affordable homes, those sold in a foreclosure sale, short sale, or other sale can be a deal. Before purchasing a home, buyers must be aware of potential issues like the property not qualifying for a home loan, even though you may. When purchasing a property, look out for these three things: Non-warrantable condos Though condos can be a great way ...
EEM

What is an energy-efficient mortgage?

More people are becoming interested in “going green” when it comes to their homes. There are many benefits of living in an energy-efficient home, including a higher quality of life, lower utility costs, and higher appraised home values. Homeowners can reduce energy waste by sealing their doors and windows to keep cool and warm air in, washing full loads of laundry with cold water, unplugging idle electronics, and switching to LED light bulbs, among other strategies. (more…) ...
private mortgage insurance

Everything you need to know about private mortgage insurance

When you purchase a home, you will have a number of fees to pay. One of those could be something called private mortgage insurance. Private mortgage insurance (PMI) is insurance to protect your lender in the case that you default on the loan. Here is what you need to know about private mortgage insurance: (more…) ...
first year homeownership

Owning a home is a big responsibility. Here’s how to succeed in your first year of homeownership.

Owning your first home is an exciting time and one full of new opportunities and responsibilities. Your home is one of the biggest responsibilities you will have in your lifetime! At Smartmortgage.com, we want you to be a successful homeowner, so here’s some advice on how can you succeed in your first year of homeownership. (more…) ...

The information provided herein has been prepared by a third party company and has been distributed for education purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Get Preapproved Now!

For low rates and expert advice call us now at (855) 997-7231 or apply online. Absolutely no obligation.