4 tips for moving to a new city
Relocating and buying a home in a new city can be overwhelming. Proper preparation, a solid to-do list and a sense of adventure will take you a long way. We can help with that!
Here are four tips to help you with your move to a new city:
1. Have a plan and a budget
You should always determine your overall budget when tackling a large project like moving and buying a home. Depending on where you’re moving to and whether you will DIY or hire a moving company, will largely depend on your individual finances.
The total cost of moving can be unpredictable, but you can make an estimate based on variables relative to you and your family. For example, will you be able to take your car with you, or will it be more cost-effective to use public transportation? How will you transport your pets? Do you need to sell your current home, and do you plan on buying again or renting?
Even if you have all your costs budgeted down to a T, it’s always better to have the extra money in savings just in case. You never know when an unexpected expense could pop up that could throw your plans for a loop.
2. Research the neighborhoods
Next, think about where you will live in your new city. Some neighborhoods are a better fit than others. Plan a few visits to different areas to ensure it has what you need. Think about things like:
- Walkability
- Ease of getting to and from work
- Types of housing available
- The overall cost of living
- School districts
- Availability of services and amenities
The location of your new home will also help you find the right home insurance and other incidentals that coincide with homeownership.
3. Find a local real estate agent
When shopping for a new place to live in a new city, use all the resources at your disposal, including real estate agents and mortgage lender professionals. They know the area and will be able to guide you to the best home for your budget and needs. Someone from SmartMortgage.com is available to help you understand what the best move would be for you to make, depending on your individual financial goals.
4. Give yourself time to adjust
Embrace the change and get out to enjoy your new surroundings. Go to local businesses, network and find meet-ups for activities that interest you. Keep yourself organized by setting up your new bank accounts (if you’re old bank is no longer available to you), change of address forms, and more. In your downtime, schedule time with family and friends to catch up, and remember to take some time for yourself.