Buying and moving into a new home is one of life’s great experiences, especially if you’re buying your first home. From getting that pre-approval to the “yes!” response on an offer to closing and moving in, every step is exciting. And while the process is engaging and fun, it’s important to prepare for moving day […]
Why you should choose SmartMortgage.com
When shopping for a mortgage loan, you want a lender that will meet you where you are and offer a great experience. When you choose SmartMortgage.com, you can shop for a mortgage loan with confidence.
Here’s what SmartMortgage.com can offer you:
Mortgage technology that improves your loan experience
We’re proud to offer eClosings and digital mortgages*. Online applications allow you to apply for a mortgage and upload necessary documents online with FastTrack**. This means a reduced risk of missing documents or inaccurate information for an improved mortgage experience. With eClose, you can sign most of your closing documents electronically.
Mary Ann McGarry, CEO of Guild Mortgage, states, “Our eClose option combines trusted, user-friendly e-signature technology that is already widely used in the industry and the personal touch Guild is known for in order to offer a better experience.”
Mortgages are serviced in-house
We have the benefit of being part of Guild Mortgage, which provides continuing customer service for the majority of our loans for the life of the loan. This long-term relationship allows us to monitor your loan and let you know about potential refinance opportunities when we see them.
Our loan officers are licensed and experienced in a wide variety of loan programs. We’ll review your specific situation, and match you with the best mortgage for you, ensuring that you understand your home financing options and the various loan programs that fit your budget.
Celebrated customer service
We care about our clients and want to ensure that you have a loan that you’re happy with. Our team works hard to provide the best customer service in the business.
SmartMortgage.com gives back to the community
At SmartMortgage.com, we foster a culture of giving. Guild Mortgage employees started a 501c3 charity, the Guild Giving Foundation,*** and our branches independently support various local and national charities through direct donations. We also offer company-paid volunteer time for our employees to use to give back to the communities in which they live and work.
*Guild’s eClose solution is not available on all loan products. Features of the program, such as the ability to review and electronically sign closing documents prior to the closing appointment, are subject to state and federal laws as well as investor guidelines. Extenuating circumstances may cause delays in the release of closing documents, limiting the borrower’s ability to review and electronically sign documents prior to the closing appointment. Borrowers may wait to electronically sign the documents with an attorney or closing agent present. Borrowers may also opt-out of eClose in favor of signing documents in person. Other terms and conditions may apply. Subject to change without notice.
**Available only for Conventional Conforming loans
***Guild Giving is a 501(c)(3) nonprofit founded by Guild Mortgage. EIN: 81-3941659, for financial statements [email protected]The above information is for educational purposes only. All information, loan programs and interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.