The home buying experience can be an overwhelming experience that can be exhilarating, fun, stressful and exhausting. The process of securing a mortgage, successfully bidding on a home and completing the transaction can be lengthy, complex and involve seemingly endless professionals.
Those professionals may include a buyer’s agent, a loan officer, a home inspector, title company personnel, a city official in charge of occupancy permits, surveyors and more.
Many buyers think of their real estate agent as their “go to” person in the process. And for good reason. The process is about finding and purchasing a home, and skilled real estate agents are adept at finding the right home for the right price for buyers.
But don’t underestimate the value of your loan officer. Many buyers may not realize it, but a loan officer may well be a home buyer’s best ally from start to finish during the buying process.
Your loan officer will work closely with you to:
SmartMortgage loan officers provide all the above services – and more – to our clients. They’re trained, experienced, highly qualified professionals who are dedicated to helping every client through what can be a challenging process. Remember, our loan officers work on mortgages every day. You may go through the mortgage process a handful of times in your life, but our loan officers are professionals who do this every day. They know every detail in the process; they’ve seen everything and they know how to resolve every issue.
That’s why your SmartMortgage loan officer should be your “go to,” number one ally throughout the mortgage and home buying process.
Remember, you may run into obstacles in the mortgage and home buying process for which you never could have prepared. These challenges can at least add to the stress and confusion of the process, or at worst cost thousands of dollars or sink a purchase.
When you’re facing the unforeseeable, it’s important to remember your SmartMortgage loan officer has built a network of professionals who she or he knows are outstanding at what they do, have impeccable reputations and a commitment to client service that matches their own.
You can rely on your SmartMortgage loan officer through every step of the process. Your loan officer is committed to helping you and to being your best resource during an exciting but stressful time!
The loan officers at SmartMortgage have experience in supporting countless buyers seeking conventional and innovative financing for homes. Regardless of your situation, our loan officers will support you from application to closing and are ready to help you. Contact us today and get the professional advice and service you need.
Putting a home into a trust may seem like an option reserved for older homeowners who have paid off their mortgage and have accumulated an estate, including assets such as a home, motor vehicles, various investments, boats, rental properties, furniture and even a vacation home. However, having a home that’s owned outright is not necessary […]
The start of a new year is often seen as the time to make major changes in life. While many people resolve to start hitting the gym, losing weight, reading more, or making a career change, others may decide to buy a new home in the coming months. That’s a great goal, one that can […]
Buying a home is one of the most exciting events in a person’s life. A new home can mean a new direction, a major step forward, the beginning of a family or just a fun opportunity to live in a new state, city or neighborhood. It’s also a complex task that involves several important steps. […]
